Must Need to Know About the AT&T Points Plus Card

The AT&T Points Plus Card from Citi has just launched this month. But If you think the name is familiar, you’re not wrong. Citi has offered previously two other credit cards that are AT&T-branded including that of the AT&T Access Card issued by Citi along with the AT&T Access More Card from Citi. (Both of these credit cards, which are very similar to each other, have been closed to applicants from the beginning.)

this card AT&T Points Plus Card from Citi gives perks to AT&T customers, particularly by way of the credit on your statement each billing cycle. The card also offers the option of a sign-up reward and doesn’t have an annual cost. You’ll have to make enough money on the card and sign up for autopay to get the credit; and, any purchases you make at AT&T don’t earn additional points.

These are the five points you should be aware of concerning this card: AT&T Plus Card. Plus Card from Citi.

1.  Earn 1000$ As sign up bonus

Many credit cards offer an incentive to new cardholders once they have met specific spending requirements but not all of them do. Citi doesn’t usually provide an incentive on its most famous Citi Double Cash card.

The AT&T Points Plus Card offers the following: Get 100 dollars in statement credits when you spend at least $1,000 in purchases within the first three months following the account’s opening.

This is a reasonable reward for spending just $1,000 even if you had planned to spend the amount. However, it’s not the most desirable. The U.S. Bank Cash+(r) Visa Signature(r) Card’s sign-up offer is double that of AT&T Points Plus Card, and the requirements for spending are identical that is $200 after you have spent $1,000 on qualified purchases in the initial 120 days following the account’s opening.

2. It also earns Citi ThankYou points

Instead of cash back or credits towards your phone bill Instead, the AT&T points Plus Credit Card rewards you with Citi’s own money, ThankYou Points. Cardholders can be able to earn:

3 ThankYou points for every $1 spent on gas at stations. (Gas items purchased at warehouse club stores such as Costco do not count.)

2 ThankYou points for every $1 purchased at grocery stores, which includes delivery of groceries. (Purchases made at supermarkets and warehouse clubs do not qualify.)

1 ThankYou reward for every $1 spent on other purchases, which includes AT&T items and other services.

In addition, the money you spend with AT&T does not earn reward points. It’s rare to come across any credit card with a brand name which doesn’t offer higher reward points on purchases made using the brand.

There’s no limit on the amount of points you earn, and points will not expire. In addition, if you own additional Citi cards which earn you ThankYou points, you may consolidate all your points into one account.

3. You could earn as much as $240

annually in statement credits with a few conditions to be met
In each bill cycle, cardholders may receive a $20 or $10 credit on their statement, as long as they meet certain thresholds of spending with the card:

$500- $999.99 that is spent in a single billing cycle will earn you the credit on your statement of $10.

Spending $1,000 or more each billing cycle earns 20 credit to your statement.

Additionally the AT&T wireless account has to be enrolled in autopay and paperless billing (with using the AT&T Points Plus Card set as the payment method) to be eligible for the statement credit.

A statement credit can reduce the balance of your account, but doesn’t count as regular payments.

4. Points can be exchanged to receive a statement credit

Citi ThankYou points can be used in a variety of ways that include cash back and credit on your statement. 1 point is worth one cent when it is redeemed in this manner.

If you have enough money You could earn two credit to your statement within a single billing cycle, If you choose the option of redeeming your ThankYou Points every month. You can earn an amount of $10 or $20 in statement credit depending on the amount you spend as well as the possibility of redeeming the ThankYou Points for an additional credit on the same statement.

A stacking of two credit card statements will make your monthly bill less overwhelming.

5. You’ll likely do better with another card

In simple terms, other no-fee credit cards outperform the AT&T Points + Card’s rewards rates in terms number and range.

If you’re running many miles on your vehicle and you’re looking for a low-annual-fee card, the Citi Custom Cash(sm) Card might be a better option to use for gas over that of the AT&T Points Plus Card. It’s possible to earn 5% back on your purchases with the Citi Custom Cash Card you’ll get 5% back on top spending for up to 500 per cycle of billing.

Instead of making use of to use the AT&T Points Plus Card for food purchases, you could use Capital One SavorOne Cash Rewards Credit Card. Capital One SavorOne Cash Rewards Credit Card. The 3% interest rate for food items is more than the rate offered by its AT&T Points Plus Card, and it is also available for other spending categories that are popular, including eating out, streaming services, and entertainment. This Capital One SavorOne Cash Rewards Credit Card also comes with a no-cost annual cost.

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